April 2020

'COVID-19 means big changes for realtors, home buyers and sellers' ~ Halifax Yvonne Colbert · CBC News · Posted: Mar 27, 2020
... trading has not halted anywhere in Canada and it instead recommends agents try to limit or stop any work that requires personal interaction with others, including in-person appointments, property viewings and open houses... virtual tours... ...
Agents scrapping open houses as real estate industry responds to COVID-19 ~ Mar 20, 2020 By: Michael Lightstone, Halifax Today
... due to the COVID-19 turmoil, he said, visiting a property in person has to be balanced with the greater good. “That’s the balance that we’re trying to strike right now,” said Honsberger, who’s also the president of NSAR ...
Market Watch - COVID-19 Weighing on The Housing Market
The Canadian real estate market is adjusting to tightened restrictions on doing business as properties continue to swap hands in the midst of the COVID-19 pandemic. ... read more
What is Mortgage Payment Deferral?
The Coronavirus crisis has left many homeowners in Canada without a job or with reduced hours and wondering how to pay their mortgage. Homeowners facing financial stress may be eligible for a mortgage payment deferral up to 6 months to help ease the financial burden. ... read more
Spring Home Maintenance Checklist
Keeping your home in top shape requires year-round care. While each season brings different tasks and challenges for homeowners, spring is an especially important time – it’s when to assess winter wear and prepare for summer. ... read more
Top Energy–Saving Tips for Your Home
Good energy habits help you save money and the way we use energy plays a big role in how much we’re paying for it. For example, if you leave the hot water running constantly while you’re shaving, you’re using a lot of hot water just to rinse the razor a few times. ... read more

With Compliments of

Michele Vyge-Fraser
Real Estate Agent/ Associate Broker/ CNE®

Red Door Realty
1314 Martello Road
Chapter House
Halifax, Nova Scotia,
T: 902-830-6397


I hope all is well, that you are happy and healthy and that you are taking time to enjoy the beautiful colours of Fall!

Less than 2 months until the end of 2020, this is a year that will be remembered for so much. And this month in particular, on Nov 11, Remembrance Day will again be a National opportunity to reflect on how fortunate we really are. My parents were children in The Netherlands during World War 2. Their parents, as did so many others, did their best to shield them from famine, isolation, fear, danger, poor health and all of the unknowns that would prevail until over 150,000 Canadian Soldiers literally liberated and rescued them in 1945. 19,200 Allied Soldiers valiantly lost their lives and are buried and respected in The Netherlands still today, 75 years later. Each year Canadians are remembered and celebrated by the Dutch and this year, the 75 Anniversary, was to be especially marked by many celebrations that were planned across the country. Thousands of Canadians had also planned pilgrimage's to honour their relatives. The pandemic may have forced the cancellation of all the gatherings but nothing can erase the gratitude that is forever felt by all.  

While it is impossible for most Canadians to imagine relentless despair and desperation brought on by War, feeling fortunate in times of uncertainty, especially in Nova Scotia, is more than accessible. We are so fortunate.

Please stay healthy.

With Gratitude and Wishing You All the Best Always,

Term Posted
6 Months 3.34% 3.30%
1 Year 3.59% 3.04%
2 Years 3.74% 2.89%
3 Years 3.89% 2.79%
4 Years 3.95% 2.95%
5 Years 5.34% 2.69%
7 Years 5.80% 2.99%
10 Years 6.10% 3.04%
Variable Rate 2.90%
Prime Rate ** 3.95%
*last updated: Feb 18,2020


Halifax Mortgage Specialist Bruce Lusby 

(902) 210-0515


Halifax, Nova Scotia - updated Oct 6, 2015


5yr @ Prime - .65% (2.05%)

HELOC @ Prime +.25% (2.95%)

1yr 2.29%
2yr 2.09%
3yr 2.24%
4yr 2.54%
5yr 2.54%
6yr 3.39%
7yr 3.44%
10yr 3.84%

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